Run the money at home with your partner or your family.
Your partner or your family join your workspace, each person with their own Google account. What one of you imports or recategorizes, the others see when they open the app.
One workspace for the whole home.
The workspace holds the home's banks and their movements, the categories you choose, what you decide in Payments, and your debts. Everyone in the workspace sees each of its banks, a personal account too if someone adds one. If you belong to more than one workspace, such as yours and your parents', you switch between them in Settings.
What each role can do.
A workspace has four roles, Owner, Admin, Member and Read only, and each person has one.
Someone with the Read only role sees the whole workspace and does not change its data. A Member imports statements, changes categories and decides in Payments, and an Admin also does what affects everyone, like adding banks, renaming the workspace or inviting other people as Member or Read only. Only an Owner can give the Admin role. The last Owner cannot leave or step down until there is another Owner.
How the other person joins.
An email invitation is for a single Google account, the one with that address, and lasts 14 days. With a link, up to 10 people can join within 7 days. “Send email” starts a message in your own mail app with the invitation's text, and you send it from your account. A workspace holds up to 20 people.
What belongs to each person.
Each person has their own notifications, and marking one as read does not mark it for the others. You also choose which currencies you want to see, and that choice does not change anyone else's. Your splits stay outside the workspace, and each one is seen only by the people in it.
The joint account and your own.
Add the joint account once, as a bank in the workspace, and keep it up to date with its CSV statement. Anyone in the workspace without the Read only role can upload it, and if you upload months that overlap, only the missing movements come in.
If each of you puts your share into the joint account from another account in the workspace, that money only moves between accounts. Jeff Banks keeps it out of income and spending when it recognizes the transfer, and you mark the ones it misses as “Transfer between accounts”.
When to use Splits.
For what you pay with people outside the home, like a weekend away with friends or a colleague's present, you open a split. In it, each person adds their expenses, and joining a split gives no access to your workspace. If you and your partner keep your money separate, a split for what you share is enough.
One plan for the whole workspace.
The plan belongs to the workspace, so what it includes works for everyone in it. Inviting other people is part of every plan, and with Free the workspace has 1 bank. Premium raises the limit to 10 and adds Banks AI for everyone, including people with the Read only role.
Questions
Does it work with a joint account?
Yes. The joint account is one more bank in the workspace, and you keep it up to date by uploading its CSV statement. It counts toward the plan's bank limit, which on Free is 1.
Can I give view-only access?
Yes, with the Read only role. That person sees the banks and their movements, but cannot import statements or change categories.
What happens if someone leaves the workspace?
They stop seeing it, and their notifications and the currencies they had chosen there are deleted. The banks and movements stay in the workspace, including the ones they added. The same happens if you remove them from Settings.
The beta is invite-only.
Leave your email and we'll send you an invitation when a spot opens up.
